Top 25 credit unions for the selected metric as of Q4 2025.
| # | Credit union | Location | Assets | Efficiency ratio (low) |
|---|---|---|---|---|
| 1 | State Farm | Bloomington, IL | $5.3B | 8.83% |
| 2 | Connecticut State Employees | HARTFORD, CT | $2.6B | 14.63% |
| 3 | Merck Employees | RAHWAY, NJ | $1.8B | 18.28% |
| 4 | Star One | SUNNYVALE, CA | $9.3B | 19.76% |
| 5 | Self Reliance Financial | New York, NY | $2.0B | 21.34% |
| 6 | F & a | MONTEREY PARK, CA | $3.0B | 22.16% |
| 7 | Caltech Employees | La Canada, CA | $2.1B | 24.57% |
| 8 | Police & Fire | Philadelphia, PA | $10.0B | 26.43% |
| 9 | Utah Power | Murray, UT | $1.1B | 26.91% |
| 10 | Community First | Appleton, WI | $6.4B | 27.48% |
| 11 | NASA | Upper Marlboro, MD | $5.7B | 27.67% |
| 12 | American Airlines | Fort Worth, TX | $9.3B | 28.47% |
| 13 | Southern Energy | BIRMINGHAM, AL | $3.6B | 28.48% |
| 14 | Genisys | AUBURN HILLS, MI | $6.2B | 28.84% |
| 15 | Eastman | Kingsport, TN | $9.9B | 29.53% |
| 16 | Dow | Midland, MI | $2.6B | 29.58% |
| 17 | Usalliance | Rye, NY | $3.3B | 31.31% |
| 18 | TruStone Financial | Plymouth, MN | $6.0B | 31.79% |
| 19 | Stanford | Palo Alto, CA | $4.7B | 31.89% |
| 20 | Bellco | GREENWOOD VILLA, CO | $8.4B | 32.23% |
| 21 | Rockland | Rockland, MA | $3.5B | 32.61% |
| 22 | Logix | Valencia, CA | $9.7B | 33.81% |
| 23 | Citizens Equity First | Peoria, IL | $8.3B | 34.24% |
| 24 | Communication | OKLAHOMA CITY, OK | $2.3B | 34.50% |
| 25 | All in | DALEVILLE, AL | $3.6B | 34.60% |