Police & Fire

Philadelphia, PA · 1 · Charter #2551 · www.pffcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.0B
100th percentile
Members
436,024
96th percentile
Total loans
$5.7B
94th percentile
Total shares
$8.1B
98th percentile

Profitability

Return on assets
2.17%
96th percentile
Net interest margin
2.66%
20th percentile
Efficiency ratio
26.43%
98th percentile
Non-interest income ratio
17.71%
44th percentile

Capital & Risk

Net worth ratio
18.00%
97th percentile
Delinquency rate
0.24%
93th percentile
Net charge-off rate
0.37%
67th percentile
Loan-to-share
70.49%
14th percentile

Growth

Member growth YoY
-4.06%
7th percentile
Asset growth YoY
5.33%
47th percentile
Loan growth YoY
-4.53%
6th percentile
Share growth YoY
4.16%
35th percentile

Operations

Members / branch
25,648
97th percentile
Assets / member
$22,914
82th percentile
Field of membership penetration
72.67%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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