Star One

SUNNYVALE, CA · 2 · Charter #68465 · www.starone.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.3B
97th percentile
Members
132,623
57th percentile
Total loans
$6.4B
96th percentile
Total shares
$8.0B
97th percentile

Profitability

Return on assets
0.35%
11th percentile
Net interest margin
1.02%
1th percentile
Efficiency ratio
19.76%
99th percentile
Non-interest income ratio
4.86%
2th percentile

Capital & Risk

Net worth ratio
14.53%
92th percentile
Delinquency rate
0.13%
98th percentile
Net charge-off rate
0.05%
98th percentile
Loan-to-share
80.53%
29th percentile

Growth

Member growth YoY
2.74%
55th percentile
Asset growth YoY
-1.16%
8th percentile
Loan growth YoY
5.84%
56th percentile
Share growth YoY
8.79%
74th percentile

Operations

Members / branch
22,104
96th percentile
Assets / member
$70,464
100th percentile
Field of membership penetration
1.96%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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