Genisys

AUBURN HILLS, MI · 2 · Charter #68536 · www.genisyscu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.2B
90th percentile
Members
295,577
87th percentile
Total loans
$4.8B
91th percentile
Total shares
$5.2B
90th percentile

Profitability

Return on assets
2.32%
98th percentile
Net interest margin
2.98%
35th percentile
Efficiency ratio
28.84%
97th percentile
Non-interest income ratio
18.66%
51th percentile

Capital & Risk

Net worth ratio
15.42%
94th percentile
Delinquency rate
1.15%
20th percentile
Net charge-off rate
0.70%
28th percentile
Loan-to-share
92.58%
57th percentile

Growth

Member growth YoY
4.31%
70th percentile
Asset growth YoY
17.11%
95th percentile
Loan growth YoY
23.15%
96th percentile
Share growth YoY
17.49%
94th percentile

Operations

Members / branch
8,957
65th percentile
Assets / member
$21,023
74th percentile
Field of membership penetration
2.10%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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