TruStone Financial

Plymouth, MN · 2 · Charter #68722 · www.trustonefinancial.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.0B
89th percentile
Members
220,287
78th percentile
Total loans
$4.1B
88th percentile
Total shares
$4.2B
85th percentile

Profitability

Return on assets
0.45%
16th percentile
Net interest margin
2.47%
11th percentile
Efficiency ratio
31.79%
96th percentile
Non-interest income ratio
10.85%
9th percentile

Capital & Risk

Net worth ratio
10.70%
48th percentile
Delinquency rate
0.81%
44th percentile
Net charge-off rate
0.19%
87th percentile
Loan-to-share
98.06%
76th percentile

Growth

Member growth YoY
1.82%
44th percentile
Asset growth YoY
10.06%
81th percentile
Loan growth YoY
4.23%
44th percentile
Share growth YoY
6.15%
59th percentile

Operations

Members / branch
9,179
66th percentile
Assets / member
$27,097
91th percentile
Field of membership penetration
3.76%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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