Caltech Employees

La Canada, CA · 1 · Charter #6681 · www.cefcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.1B
49th percentile
Members
34,425
1th percentile
Total loans
$658.3M
3th percentile
Total shares
$1.6B
44th percentile

Profitability

Return on assets
-0.58%
1th percentile
Net interest margin
0.96%
1th percentile
Efficiency ratio
24.57%
99th percentile
Non-interest income ratio
1.88%
0th percentile

Capital & Risk

Net worth ratio
9.92%
31th percentile
Delinquency rate
0.04%
100th percentile
Net charge-off rate
0.06%
98th percentile
Loan-to-share
41.13%
1th percentile

Growth

Member growth YoY
0.45%
29th percentile
Asset growth YoY
4.10%
35th percentile
Loan growth YoY
10.34%
80th percentile
Share growth YoY
4.05%
34th percentile

Operations

Members / branch
8,606
60th percentile
Assets / member
$61,484
99th percentile
Field of membership penetration
62.59%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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