Community First

Appleton, WI · 2 · Charter #66642 · WWW.COMMUNITYFIRSTCU.ORG
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.4B
91th percentile
Members
164,558
67th percentile
Total loans
$4.8B
91th percentile
Total shares
$5.5B
91th percentile

Profitability

Return on assets
1.01%
50th percentile
Net interest margin
2.21%
7th percentile
Efficiency ratio
27.48%
98th percentile
Non-interest income ratio
12.50%
13th percentile

Capital & Risk

Net worth ratio
13.00%
82th percentile
Delinquency rate
0.15%
98th percentile
Net charge-off rate
0.09%
95th percentile
Loan-to-share
87.06%
45th percentile

Growth

Member growth YoY
3.11%
59th percentile
Asset growth YoY
5.61%
51th percentile
Loan growth YoY
13.45%
89th percentile
Share growth YoY
4.71%
42th percentile

Operations

Members / branch
5,674
26th percentile
Assets / member
$38,712
98th percentile
Field of membership penetration
13.98%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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