American Airlines

Fort Worth, TX · 1 · Charter #23957 · www.aacreditunion.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.3B
97th percentile
Members
385,015
92th percentile
Total loans
$5.5B
94th percentile
Total shares
$8.2B
98th percentile

Profitability

Return on assets
0.38%
13th percentile
Net interest margin
2.13%
5th percentile
Efficiency ratio
28.47%
98th percentile
Non-interest income ratio
10.38%
8th percentile

Capital & Risk

Net worth ratio
11.46%
64th percentile
Delinquency rate
0.63%
60th percentile
Net charge-off rate
0.50%
49th percentile
Loan-to-share
67.18%
11th percentile

Growth

Member growth YoY
3.15%
60th percentile
Asset growth YoY
2.60%
25th percentile
Loan growth YoY
0.62%
22th percentile
Share growth YoY
1.72%
19th percentile

Operations

Members / branch
8,370
58th percentile
Assets / member
$24,166
86th percentile
Field of membership penetration
40.00%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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