F & a

MONTEREY PARK, CA · 1 · Charter #1493 · WWW.FAFCU.ORG
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.0B
67th percentile
Members
44,625
1th percentile
Total loans
$1.2B
41th percentile
Total shares
$2.0B
57th percentile

Profitability

Return on assets
-0.13%
4th percentile
Net interest margin
1.38%
2th percentile
Efficiency ratio
22.16%
99th percentile
Non-interest income ratio
5.27%
2th percentile

Capital & Risk

Net worth ratio
12.28%
74th percentile
Delinquency rate
0.26%
92th percentile
Net charge-off rate
0.08%
96th percentile
Loan-to-share
60.81%
7th percentile

Growth

Member growth YoY
1.64%
41th percentile
Asset growth YoY
10.42%
82th percentile
Loan growth YoY
13.40%
89th percentile
Share growth YoY
8.16%
71th percentile

Operations

Members / branch
22,313
96th percentile
Assets / member
$66,646
99th percentile
Field of membership penetration
74.38%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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