Connecticut State Employees

HARTFORD, CT · 2 · Charter #65728 · www.CSECREDITUNION.COM
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.6B
61th percentile
Members
69,672
18th percentile
Total loans
$423.7M
0th percentile
Total shares
$2.4B
67th percentile

Profitability

Return on assets
0.51%
20th percentile
Net interest margin
0.95%
1th percentile
Efficiency ratio
14.63%
100th percentile
Non-interest income ratio
2.08%
1th percentile

Capital & Risk

Net worth ratio
8.56%
8th percentile
Delinquency rate
0.17%
96th percentile
Net charge-off rate
0.03%
99th percentile
Loan-to-share
17.67%
0th percentile

Growth

Member growth YoY
1.04%
35th percentile
Asset growth YoY
6.09%
55th percentile
Loan growth YoY
-5.40%
4th percentile
Share growth YoY
6.03%
57th percentile

Operations

Members / branch
9,953
73th percentile
Assets / member
$37,860
98th percentile
Field of membership penetration
46.45%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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