Merck Employees

RAHWAY, NJ · 1 · Charter #1454 · WWW.MERCKCU.COM
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8B
43th percentile
Members
24,104
0th percentile
Total loans
$217.5M
0th percentile
Total shares
$1.2B
30th percentile

Profitability

Return on assets
-0.53%
2th percentile
Net interest margin
0.56%
0th percentile
Efficiency ratio
18.28%
100th percentile
Non-interest income ratio
3.09%
1th percentile

Capital & Risk

Net worth ratio
13.97%
89th percentile
Delinquency rate
0.21%
94th percentile
Net charge-off rate
0.15%
91th percentile
Loan-to-share
17.53%
0th percentile

Growth

Member growth YoY
-0.56%
21th percentile
Asset growth YoY
-1.67%
7th percentile
Loan growth YoY
3.06%
36th percentile
Share growth YoY
-4.01%
2th percentile

Operations

Members / branch
8,035
55th percentile
Assets / member
$75,392
100th percentile
Field of membership penetration
24.10%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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