Top 25 credit unions for the selected metric as of Q4 2025.
| # | Credit union | Location | Assets | Efficiency ratio (low) |
|---|---|---|---|---|
| 1 | State Farm | Bloomington, IL | $5.3B | 8.83% |
| 2 | Connecticut State Employees | HARTFORD, CT | $2.6B | 14.63% |
| 3 | Workmen's Circle Incorporated | Savannah, GA | $135.9M | 15.93% |
| 4 | San Joaquin Power Employees | FRESNO, CA | $178.5M | 18.06% |
| 5 | Merck Employees | RAHWAY, NJ | $1.8B | 18.28% |
| 6 | Alliant | CHICAGO, IL | $20.3B | 19.28% |
| 7 | Star One | SUNNYVALE, CA | $9.3B | 19.76% |
| 8 | Self Reliance Financial | New York, NY | $2.0B | 21.34% |
| 9 | Long Beach Firemen S | Long Beach, CA | $203.4M | 21.61% |
| 10 | F & a | MONTEREY PARK, CA | $3.0B | 22.16% |
| 11 | Aflac | COLUMBUS, GA | $135.7M | 22.35% |
| 12 | Freedom Northwest | KAMIAH, ID | $645.2M | 22.77% |
| 13 | Sjp | Buffalo, NY | $184.0M | 22.97% |
| 14 | Employees | Estherville, IA | $195.2M | 23.88% |
| 15 | Caltech Employees | La Canada, CA | $2.1B | 24.57% |
| 16 | Missouri Electric Cooperatives Empl | Jefferson City, MO | $366.3M | 24.96% |
| 17 | Wcla | Olympia, WA | $143.3M | 25.45% |
| 18 | McBryde | Eleele, HI | $102.4M | 25.71% |
| 19 | Communitywide | South Bend, IN | $869.0M | 26.30% |
| 20 | Police & Fire | Philadelphia, PA | $10.0B | 26.43% |
| 21 | Mon Valley Community | ALLENPORT, PA | $186.6M | 26.52% |
| 22 | N C P D | Plainview, NY | $903.7M | 26.65% |
| 23 | Greater Community | Dawson, MN | $284.9M | 26.73% |
| 24 | California Lithuanian | Santa Monica, CA | $152.5M | 26.80% |
| 25 | Utah Power | Murray, UT | $1.1B | 26.91% |