Communitywide

South Bend, IN · 1 · Charter #18336 · www.comwide.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$869.0M
92th percentile
Members
68,889
97th percentile
Total loans
$611.5M
90th percentile
Total shares
$743.6M
93th percentile

Profitability

Return on assets
2.49%
98th percentile
Net interest margin
4.04%
83th percentile
Efficiency ratio
26.30%
100th percentile
Non-interest income ratio
5.97%
2th percentile

Capital & Risk

Net worth ratio
13.27%
79th percentile
Delinquency rate
3.18%
1th percentile
Net charge-off rate
2.32%
1th percentile
Loan-to-share
82.24%
56th percentile

Growth

Member growth YoY
-2.31%
21th percentile
Asset growth YoY
3.80%
40th percentile
Loan growth YoY
-7.12%
5th percentile
Share growth YoY
10.13%
89th percentile

Operations

Members / branch
6,263
76th percentile
Assets / member
$12,615
17th percentile
Field of membership penetration
68.89%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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