Missouri Electric Cooperatives Empl

Jefferson City, MO · 2 · Charter #67739 · www.mececu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$366.3M
34th percentile
Members
13,601
6th percentile
Total loans
$225.6M
30th percentile
Total shares
$315.3M
34th percentile

Profitability

Return on assets
0.99%
52th percentile
Net interest margin
2.08%
3th percentile
Efficiency ratio
24.96%
100th percentile
Non-interest income ratio
6.66%
3th percentile

Capital & Risk

Net worth ratio
11.52%
60th percentile
Delinquency rate
0.08%
98th percentile
Net charge-off rate
0.00%
100th percentile
Loan-to-share
71.56%
29th percentile

Growth

Member growth YoY
1.88%
65th percentile
Asset growth YoY
11.72%
91th percentile
Loan growth YoY
4.76%
54th percentile
Share growth YoY
12.25%
93th percentile

Operations

Members / branch
13,601
97th percentile
Assets / member
$26,933
93th percentile
Field of membership penetration
90.67%
100th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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