Aflac

COLUMBUS, GA · 1 · Charter #16096 · www.aflacfcu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$135.7M
66th percentile
Members
9,596
66th percentile
Total loans
$13.3M
1th percentile
Total shares
$82.4M
44th percentile

Profitability

Return on assets
3.06%
99th percentile
Net interest margin
4.12%
76th percentile
Efficiency ratio
22.35%
99th percentile
Non-interest income ratio
0.11%
0th percentile

Capital & Risk

Net worth ratio
36.83%
100th percentile
Delinquency rate
1.50%
17th percentile
Net charge-off rate
-0.08%
100th percentile
Loan-to-share
16.11%
1th percentile

Growth

Member growth YoY
-14.67%
2th percentile
Asset growth YoY
0.09%
21th percentile
Loan growth YoY
-3.52%
23th percentile
Share growth YoY
-7.96%
1th percentile

Operations

Members / branch
9,596
98th percentile
Assets / member
$14,142
47th percentile
Field of membership penetration
23.99%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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