Top 25 credit unions for the selected metric as of Q4 2025.
| # | Credit union | Location | Assets | Efficiency ratio (low) |
|---|---|---|---|---|
| 1 | Freedom Northwest | KAMIAH, ID | $645.2M | 22.77% |
| 2 | Missouri Electric Cooperatives Empl | Jefferson City, MO | $366.3M | 24.96% |
| 3 | Communitywide | South Bend, IN | $869.0M | 26.30% |
| 4 | N C P D | Plainview, NY | $903.7M | 26.65% |
| 5 | Greater Community | Dawson, MN | $284.9M | 26.73% |
| 6 | Telcoe | LITTLE ROCK, AR | $494.4M | 27.44% |
| 7 | Educators | WACO, TX | $593.2M | 27.99% |
| 8 | Northwestern Mutual | Milwaukee, WI | $264.7M | 28.20% |
| 9 | Boulder Dam | BOULDER CITY, NV | $865.0M | 29.84% |
| 10 | Caribe | San Juan, PR | $763.0M | 30.88% |
| 11 | Schlumberger Employees | Sugar Land, TX | $895.6M | 31.34% |
| 12 | University of Hawaii | Honolulu, HI | $926.3M | 33.38% |
| 13 | Mobility Credit Union | Irving, TX | $360.3M | 33.46% |
| 14 | First Choice America Community | Weirton, WV | $687.5M | 33.82% |
| 15 | Iaa | Bloomington, IL | $403.0M | 34.02% |
| 16 | Santa Barbara Teachers | Santa Barbara, CA | $305.4M | 34.42% |
| 17 | Nebraska Energy | COLUMBUS, NE | $319.9M | 34.54% |
| 18 | Greenwood | Warwick, RI | $907.8M | 35.57% |
| 19 | Pcm | Green Bay, WI | $501.0M | 36.08% |
| 20 | Co-Op Credit Union of Montevideo | Montevideo, MN | $400.1M | 36.72% |
| 21 | Glendale Area Schools | GLENDALE, CA | $429.0M | 36.78% |
| 22 | Lehigh Valley Educators | Allentown, PA | $474.0M | 36.82% |
| 23 | Nizari Progressive | Sugar Land, TX | $488.1M | 36.93% |
| 24 | Dover-Phila | Dover, OH | $785.4M | 37.03% |
| 25 | Qualstar | Bothell, WA | $902.1M | 37.18% |