Lehigh Valley Educators

Allentown, PA · 2 · Charter #64606 · www.lvecu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$474.0M
54th percentile
Members
15,129
10th percentile
Total loans
$118.1M
1th percentile
Total shares
$409.9M
55th percentile

Profitability

Return on assets
0.93%
45th percentile
Net interest margin
2.15%
3th percentile
Efficiency ratio
36.82%
97th percentile
Non-interest income ratio
8.55%
5th percentile

Capital & Risk

Net worth ratio
15.32%
91th percentile
Delinquency rate
1.15%
21th percentile
Net charge-off rate
0.46%
45th percentile
Loan-to-share
28.81%
1th percentile

Growth

Member growth YoY
-1.82%
25th percentile
Asset growth YoY
8.22%
76th percentile
Loan growth YoY
0.25%
28th percentile
Share growth YoY
6.34%
65th percentile

Operations

Members / branch
7,565
86th percentile
Assets / member
$31,333
96th percentile
Field of membership penetration
12.10%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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