Caribe

San Juan, PR · 1 · Charter #7345 · www.caribefederal.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$763.0M
84th percentile
Members
64,367
96th percentile
Total loans
$612.7M
90th percentile
Total shares
$670.0M
87th percentile

Profitability

Return on assets
3.74%
100th percentile
Net interest margin
5.50%
100th percentile
Efficiency ratio
30.88%
99th percentile
Non-interest income ratio
7.25%
3th percentile

Capital & Risk

Net worth ratio
10.77%
49th percentile
Delinquency rate
0.53%
66th percentile
Net charge-off rate
1.73%
3th percentile
Loan-to-share
91.45%
78th percentile

Growth

Member growth YoY
8.10%
95th percentile
Asset growth YoY
4.75%
46th percentile
Loan growth YoY
11.15%
85th percentile
Share growth YoY
3.39%
38th percentile

Operations

Members / branch
8,046
87th percentile
Assets / member
$11,854
11th percentile
Field of membership penetration
53.72%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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