Qualstar

Bothell, WA · 2 · Charter #68223 · www.qualstarcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$902.1M
94th percentile
Members
62,368
96th percentile
Total loans
$567.6M
86th percentile
Total shares
$739.2M
93th percentile

Profitability

Return on assets
2.53%
98th percentile
Net interest margin
4.07%
84th percentile
Efficiency ratio
37.18%
96th percentile
Non-interest income ratio
15.47%
29th percentile

Capital & Risk

Net worth ratio
15.96%
93th percentile
Delinquency rate
1.51%
11th percentile
Net charge-off rate
1.94%
1th percentile
Loan-to-share
76.78%
40th percentile

Growth

Member growth YoY
-7.43%
5th percentile
Asset growth YoY
8.37%
77th percentile
Loan growth YoY
7.21%
67th percentile
Share growth YoY
8.11%
80th percentile

Operations

Members / branch
15,592
98th percentile
Assets / member
$14,464
34th percentile
Field of membership penetration
0.77%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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