Santa Barbara Teachers

Santa Barbara, CA · 1 · Charter #1909 · www.sbtfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$305.4M
16th percentile
Members
9,187
1th percentile
Total loans
$59.1M
0th percentile
Total shares
$263.0M
18th percentile

Profitability

Return on assets
0.90%
44th percentile
Net interest margin
2.34%
5th percentile
Efficiency ratio
34.42%
98th percentile
Non-interest income ratio
1.51%
0th percentile

Capital & Risk

Net worth ratio
13.50%
81th percentile
Delinquency rate
0.01%
100th percentile
Net charge-off rate
-0.01%
100th percentile
Loan-to-share
22.46%
0th percentile

Growth

Member growth YoY
-1.59%
27th percentile
Asset growth YoY
8.15%
75th percentile
Loan growth YoY
-4.64%
9th percentile
Share growth YoY
7.62%
76th percentile

Operations

Members / branch
3,062
17th percentile
Assets / member
$33,241
97th percentile
Field of membership penetration
45.93%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Santa Barbara Teachers?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo