Greenwood

Warwick, RI · 2 · Charter #66594 · www.greenwoodcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$907.8M
95th percentile
Members
59,087
93th percentile
Total loans
$808.8M
100th percentile
Total shares
$794.0M
96th percentile

Profitability

Return on assets
1.21%
66th percentile
Net interest margin
2.83%
16th percentile
Efficiency ratio
35.57%
97th percentile
Non-interest income ratio
9.23%
6th percentile

Capital & Risk

Net worth ratio
9.65%
29th percentile
Delinquency rate
0.63%
58th percentile
Net charge-off rate
0.33%
58th percentile
Loan-to-share
101.86%
93th percentile

Growth

Member growth YoY
-2.84%
18th percentile
Asset growth YoY
4.89%
47th percentile
Loan growth YoY
6.13%
61th percentile
Share growth YoY
4.42%
47th percentile

Operations

Members / branch
59,087
100th percentile
Assets / member
$15,363
43th percentile
Field of membership penetration
59.09%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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