Iaa

Bloomington, IL · 2 · Charter #68423 · www.iaacu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$403.0M
41th percentile
Members
18,055
17th percentile
Total loans
$237.6M
33th percentile
Total shares
$341.7M
41th percentile

Profitability

Return on assets
0.50%
19th percentile
Net interest margin
2.95%
22th percentile
Efficiency ratio
34.02%
98th percentile
Non-interest income ratio
8.73%
6th percentile

Capital & Risk

Net worth ratio
13.91%
84th percentile
Delinquency rate
0.44%
76th percentile
Net charge-off rate
0.09%
90th percentile
Loan-to-share
69.54%
26th percentile

Growth

Member growth YoY
2.46%
72th percentile
Asset growth YoY
4.52%
44th percentile
Loan growth YoY
5.25%
56th percentile
Share growth YoY
3.78%
41th percentile

Operations

Members / branch
9,028
90th percentile
Assets / member
$22,323
85th percentile
Field of membership penetration
4.94%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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