Top 25 credit unions for the selected metric as of Q4 2025.
| # | Credit union | Location | Assets | Efficiency ratio (low) |
|---|---|---|---|---|
| 1 | Alliant | CHICAGO, IL | $20.3B | 19.28% |
| 2 | SchoolsFirst | SANTA ANA, CA | $35.4B | 36.26% |
| 3 | Suncoast | TAMPA, FL | $19.7B | 37.20% |
| 4 | Lake Michigan | Grand Rapids, MI | $16.0B | 37.23% |
| 5 | America First | RIVERDALE, UT | $23.8B | 38.34% |
| 6 | Randolph-Brooks | UNIVERSAL CITY, TX | $19.2B | 38.69% |
| 7 | GreenState | North Liberty, IA | $11.2B | 38.86% |
| 8 | First Technology | SAN JOSE, CA | $16.4B | 40.21% |
| 9 | Idaho Central | Chubbuck, ID | $14.8B | 40.22% |
| 10 | Pentagon | MCLEAN, VA | $29.3B | 40.27% |
| 11 | State Employees' | RALEIGH, NC | $58.1B | 41.27% |
| 12 | The Golden 1 | SACRAMENTO, CA | $21.5B | 42.36% |
| 13 | Mountain America | SANDY, UT | $21.9B | 42.43% |
| 14 | Fourleaf | Bethpage, NY | $14.0B | 42.66% |
| 15 | Navy Federal Credit Union | VIENNA, VA | $197.2B | 43.25% |
| 16 | United Nations | LONG ISLAND CIT, NY | $10.3B | 46.24% |
| 17 | Digital | Marlborough, MA | $13.1B | 46.45% |
| 18 | Security Service | San Antonio, TX | $14.2B | 52.31% |
| 19 | VyStar | Jacksonville, FL | $13.7B | 55.86% |
| 20 | Global | Anchorage, AK | $12.9B | 57.14% |
| 21 | Boeing Employees | TUKWILA, WA | $29.4B | 60.49% |