Idaho Central

Chubbuck, ID · 2 · Charter #63194 · www.iccu.com
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.8B
33th percentile
Members
769,306
29th percentile
Total loans
$12.8B
38th percentile
Total shares
$12.7B
38th percentile

Profitability

Return on assets
1.28%
57th percentile
Net interest margin
2.67%
24th percentile
Efficiency ratio
40.22%
62th percentile
Non-interest income ratio
18.17%
62th percentile

Capital & Risk

Net worth ratio
8.14%
0th percentile
Delinquency rate
0.45%
90th percentile
Net charge-off rate
0.36%
90th percentile
Loan-to-share
100.52%
81th percentile

Growth

Member growth YoY
14.53%
95th percentile
Asset growth YoY
21.77%
95th percentile
Loan growth YoY
21.61%
95th percentile
Share growth YoY
21.18%
95th percentile

Operations

Members / branch
12,211
35th percentile
Assets / member
$19,185
52th percentile
Field of membership penetration
36.99%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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