Mountain America

SANDY, UT · 1 · Charter #24692 · www.macu.com
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.9B
67th percentile
Members
1,406,629
67th percentile
Total loans
$18.1B
71th percentile
Total shares
$19.2B
67th percentile

Profitability

Return on assets
2.26%
90th percentile
Net interest margin
3.84%
86th percentile
Efficiency ratio
42.43%
43th percentile
Non-interest income ratio
22.76%
95th percentile

Capital & Risk

Net worth ratio
9.52%
29th percentile
Delinquency rate
1.37%
38th percentile
Net charge-off rate
1.19%
19th percentile
Loan-to-share
94.29%
62th percentile

Growth

Member growth YoY
6.33%
86th percentile
Asset growth YoY
8.21%
52th percentile
Loan growth YoY
8.26%
62th percentile
Share growth YoY
9.11%
57th percentile

Operations

Members / branch
13,270
40th percentile
Assets / member
$15,543
29th percentile
Field of membership penetration
9.15%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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