GreenState

North Liberty, IA · 2 · Charter #60269 · www.greenstate.org
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.2B
5th percentile
Members
402,073
5th percentile
Total loans
$9.3B
5th percentile
Total shares
$8.2B
0th percentile

Profitability

Return on assets
0.18%
5th percentile
Net interest margin
2.06%
0th percentile
Efficiency ratio
38.86%
71th percentile
Non-interest income ratio
14.77%
43th percentile

Capital & Risk

Net worth ratio
8.70%
5th percentile
Delinquency rate
1.26%
48th percentile
Net charge-off rate
0.94%
48th percentile
Loan-to-share
113.44%
95th percentile

Growth

Member growth YoY
-10.87%
0th percentile
Asset growth YoY
4.89%
33th percentile
Loan growth YoY
2.46%
19th percentile
Share growth YoY
5.94%
33th percentile

Operations

Members / branch
11,826
25th percentile
Assets / member
$27,759
86th percentile
Field of membership penetration
5.61%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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