Fourleaf

Bethpage, NY · 1 · Charter #4735 · www.fourleaffcu.com
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.0B
24th percentile
Members
513,696
10th percentile
Total loans
$11.1B
24th percentile
Total shares
$12.7B
33th percentile

Profitability

Return on assets
0.74%
29th percentile
Net interest margin
2.77%
33th percentile
Efficiency ratio
42.66%
38th percentile
Non-interest income ratio
6.78%
5th percentile

Capital & Risk

Net worth ratio
8.94%
14th percentile
Delinquency rate
2.00%
10th percentile
Net charge-off rate
0.36%
81th percentile
Loan-to-share
87.84%
38th percentile

Growth

Member growth YoY
6.00%
71th percentile
Asset growth YoY
5.03%
38th percentile
Loan growth YoY
9.44%
76th percentile
Share growth YoY
9.36%
67th percentile

Operations

Members / branch
11,946
30th percentile
Assets / member
$27,339
81th percentile
Field of membership penetration
0.15%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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