Randolph-Brooks

UNIVERSAL CITY, TX · 1 · Charter #8111 · www.rbfcu.org
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.2B
48th percentile
Members
1,137,444
48th percentile
Total loans
$12.8B
43th percentile
Total shares
$15.2B
48th percentile

Profitability

Return on assets
1.36%
62th percentile
Net interest margin
3.10%
57th percentile
Efficiency ratio
38.69%
76th percentile
Non-interest income ratio
20.62%
86th percentile

Capital & Risk

Net worth ratio
12.99%
95th percentile
Delinquency rate
1.05%
57th percentile
Net charge-off rate
0.67%
62th percentile
Loan-to-share
84.33%
24th percentile

Growth

Member growth YoY
-3.07%
5th percentile
Asset growth YoY
6.95%
48th percentile
Loan growth YoY
3.42%
29th percentile
Share growth YoY
6.12%
38th percentile

Operations

Members / branch
16,249
50th percentile
Assets / member
$16,883
38th percentile
Field of membership penetration
25.50%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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