Suncoast

TAMPA, FL · 2 · Charter #68645 · www.suncoast.com
Large (>$10B)Reporting period: Q4 2025Peer group: 21 CUs

Performance vs peers

Percentile rank within the Large (>$10B) peer group (21 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.7B
52th percentile
Members
1,377,016
62th percentile
Total loans
$15.6B
52th percentile
Total shares
$17.3B
57th percentile

Profitability

Return on assets
2.07%
81th percentile
Net interest margin
3.49%
71th percentile
Efficiency ratio
37.20%
90th percentile
Non-interest income ratio
15.98%
57th percentile

Capital & Risk

Net worth ratio
10.22%
62th percentile
Delinquency rate
0.97%
71th percentile
Net charge-off rate
1.16%
24th percentile
Loan-to-share
90.09%
43th percentile

Growth

Member growth YoY
8.25%
90th percentile
Asset growth YoY
10.34%
81th percentile
Loan growth YoY
14.99%
90th percentile
Share growth YoY
9.68%
71th percentile

Operations

Members / branch
17,431
55th percentile
Assets / member
$14,295
19th percentile
Field of membership penetration
6.38%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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