Tudovu builds the industry data platform for US credit unions. CU Growth Plan, available at growth.tudovu.com, is the free public slice of that platform — every federally insured credit union benchmarked against its peers on NCUA call-report data.
Tudovu is the industry data platform for US credit unions — performance, growth, and rate-market intelligence in one place, built by ex-credit-union and ex-fintech operators.
Tudovu builds analytics tooling specifically for the US credit union industry. Every federally insured credit union — 4,374 of them — files quarterly call-report data with the NCUA, but the data is famously hard to work with. Tudovu turns that raw filing into a usable industry-data platform: peer comparisons, growth tracking, capital and risk benchmarks, custom segments by asset tier or geography.
CU Growth Plan, at growth.tudovu.com, is the free public preview. It exposes the per-CU performance dashboards, leaderboards, and state-level rankings to anyone — credit union executives, regulators, journalists, members. The full Industry Data Explorer, available through Tudovu directly, adds custom peer groups, longer history, side-by-side comparison reports, and a daily-refreshed deposit-rate intelligence layer.
Tudovu's research, published at growth.tudovu.com/research, is original single-hypothesis analyses of the credit union industry. Each piece tests one question against the data and surfaces a directly actionable takeaway — efficiency vs growth, the loan-to-share sweet spot, scale-vs-cost economics, and more.
Latest data: Q4 2025 NCUA call report
Each piece tests a single hypothesis. Refreshes quarterly as new NCUA data lands.
Top-quartile efficiency CUs grew 1.7× faster than bottom-quartile in 2025.
Inverted-U; ROA peaks at L/S 85–94%, drops 23% above 95%.
No — fast growers are at least as well-capitalized as shrinkers.
Efficiency drops from 70% to 43% as size grows; curve flattens at $1B.
Live cross-section of the top APYs across CDs, savings, IRAs, money market.
Full research index: growth.tudovu.com/research
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Brand colors: #0f110f (background), #141FA6 (Tudovu blue), and #D956D0 (Tudovu pink). Typography: Geist (Google Fonts).
Press inquiries and data questions: david@tudovu.com
Happy to provide custom analyses, comment on industry trends, or run a specific question against the dataset for stories on credit union performance, growth, regulation, or deposit pricing.
