Hutchinson Postal & Community

HUTCHINSON, KS · 2 · Charter #67829 · www.hutchpccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.1M
25th percentile
Members
687
25th percentile
Total loans
$3.7M
36th percentile
Total shares
$3.9M
24th percentile

Profitability

Return on assets
-0.17%
13th percentile
Net interest margin
6.35%
97th percentile
Efficiency ratio
76.67%
30th percentile
Non-interest income ratio
18.88%
80th percentile

Capital & Risk

Net worth ratio
18.18%
67th percentile
Delinquency rate
1.10%
38th percentile
Net charge-off rate
0.96%
18th percentile
Loan-to-share
96.14%
92th percentile

Growth

Member growth YoY
-2.14%
42th percentile
Asset growth YoY
-1.04%
36th percentile
Loan growth YoY
-0.19%
62th percentile
Share growth YoY
1.60%
56th percentile

Operations

Members / branch
687
32th percentile
Assets / member
$7,351
33th percentile
Field of membership penetration
68.70%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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