Texoma Community

Wichita Falls, TX · 2 · Charter #61527 · www.TexomaCU.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$307.6M
17th percentile
Members
26,670
46th percentile
Total loans
$263.5M
42th percentile
Total shares
$266.6M
19th percentile

Profitability

Return on assets
1.56%
84th percentile
Net interest margin
4.59%
96th percentile
Efficiency ratio
63.15%
32th percentile
Non-interest income ratio
25.33%
82th percentile

Capital & Risk

Net worth ratio
11.67%
63th percentile
Delinquency rate
0.67%
54th percentile
Net charge-off rate
0.43%
49th percentile
Loan-to-share
98.83%
90th percentile

Growth

Member growth YoY
3.79%
82th percentile
Asset growth YoY
11.25%
90th percentile
Loan growth YoY
16.08%
93th percentile
Share growth YoY
12.93%
94th percentile

Operations

Members / branch
8,890
90th percentile
Assets / member
$11,535
9th percentile
Field of membership penetration
2.05%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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