Mt. Zion

zion, IL · 2 · Charter #67024
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$415.4K
3th percentile
Members
164
4th percentile
Total loans
$85.2K
3th percentile
Total shares
$342.9K
4th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
2.19%
6th percentile
Efficiency ratio
43.49%
90th percentile
Non-interest income ratio
0.35%
9th percentile

Capital & Risk

Net worth ratio
17.44%
64th percentile
Delinquency rate
6.17%
5th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
24.83%
8th percentile

Growth

Member growth YoY
-23.36%
1th percentile
Asset growth YoY
24.46%
99th percentile
Loan growth YoY
106.04%
100th percentile
Share growth YoY
29.75%
99th percentile

Operations

Members / branch
164
6th percentile
Assets / member
$2,533
5th percentile
Field of membership penetration
41.00%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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