Firstenergy Choice

GREENSBURG, PA · 1 · Charter #839 · www.fechoice.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.0M
1th percentile
Members
3,599
10th percentile
Total loans
$13.4M
1th percentile
Total shares
$40.7M
1th percentile

Profitability

Return on assets
0.91%
42th percentile
Net interest margin
3.35%
33th percentile
Efficiency ratio
71.29%
23th percentile
Non-interest income ratio
9.12%
12th percentile

Capital & Risk

Net worth ratio
20.91%
94th percentile
Delinquency rate
0.19%
87th percentile
Net charge-off rate
0.30%
52th percentile
Loan-to-share
32.92%
4th percentile

Growth

Member growth YoY
-1.18%
43th percentile
Asset growth YoY
-4.49%
3th percentile
Loan growth YoY
-8.61%
8th percentile
Share growth YoY
-7.83%
1th percentile

Operations

Members / branch
3,599
61th percentile
Assets / member
$14,164
48th percentile
Field of membership penetration
35.78%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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