Korean American Catholics

FLUSHING, NY · 1 · Charter #23503 · www.kacfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.9M
80th percentile
Members
1,601
55th percentile
Total loans
$24.8M
94th percentile
Total shares
$27.9M
80th percentile

Profitability

Return on assets
0.05%
18th percentile
Net interest margin
3.47%
32th percentile
Efficiency ratio
75.59%
32th percentile
Non-interest income ratio
5.44%
35th percentile

Capital & Risk

Net worth ratio
11.60%
27th percentile
Delinquency rate
0.00%
85th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
88.92%
87th percentile

Growth

Member growth YoY
-5.32%
16th percentile
Asset growth YoY
-7.46%
10th percentile
Loan growth YoY
-4.66%
43th percentile
Share growth YoY
-8.47%
11th percentile

Operations

Members / branch
1,601
67th percentile
Assets / member
$19,925
96th percentile
Field of membership penetration
64.04%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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