Chicago Avenue Garage

Chicago, IL · 1 · Charter #2495 · www.cagfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.3M
22th percentile
Members
547
19th percentile
Total loans
$806.1K
12th percentile
Total shares
$1.8M
14th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
5.10%
85th percentile
Efficiency ratio
74.04%
35th percentile
Non-interest income ratio
11.89%
59th percentile

Capital & Risk

Net worth ratio
57.24%
99th percentile
Delinquency rate
17.53%
1th percentile
Net charge-off rate
1.67%
9th percentile
Loan-to-share
44.93%
28th percentile

Growth

Member growth YoY
-0.18%
64th percentile
Asset growth YoY
-6.56%
11th percentile
Loan growth YoY
6.04%
82th percentile
Share growth YoY
-17.03%
2th percentile

Operations

Members / branch
547
26th percentile
Assets / member
$7,924
38th percentile
Field of membership penetration
36.47%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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