Avista Corp.

Spokane, WA · 2 · Charter #68284 · www.avistacu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$71.3M
22th percentile
Members
3,636
10th percentile
Total loans
$42.0M
31th percentile
Total shares
$58.2M
20th percentile

Profitability

Return on assets
-0.10%
3th percentile
Net interest margin
1.65%
1th percentile
Efficiency ratio
43.43%
92th percentile
Non-interest income ratio
1.25%
1th percentile

Capital & Risk

Net worth ratio
18.07%
89th percentile
Delinquency rate
0.03%
97th percentile
Net charge-off rate
0.02%
96th percentile
Loan-to-share
72.19%
57th percentile

Growth

Member growth YoY
1.28%
73th percentile
Asset growth YoY
6.62%
74th percentile
Loan growth YoY
3.71%
64th percentile
Share growth YoY
8.36%
83th percentile

Operations

Members / branch
3,636
62th percentile
Assets / member
$19,614
83th percentile
Field of membership penetration
58.08%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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