Velocity Community

PALM BEACH GARD, FL · 1 · Charter #12458 · www.velocitycommunity.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$484.8M
55th percentile
Members
25,159
41th percentile
Total loans
$338.6M
58th percentile
Total shares
$419.0M
57th percentile

Profitability

Return on assets
0.86%
41th percentile
Net interest margin
3.75%
70th percentile
Efficiency ratio
66.74%
21th percentile
Non-interest income ratio
16.48%
34th percentile

Capital & Risk

Net worth ratio
12.36%
70th percentile
Delinquency rate
0.71%
49th percentile
Net charge-off rate
0.30%
61th percentile
Loan-to-share
80.83%
52th percentile

Growth

Member growth YoY
1.37%
61th percentile
Asset growth YoY
0.81%
17th percentile
Loan growth YoY
10.05%
82th percentile
Share growth YoY
0.36%
14th percentile

Operations

Members / branch
8,386
88th percentile
Assets / member
$19,270
72th percentile
Field of membership penetration
14.38%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Velocity Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo