Consumer

Greeneville, TN · 2 · Charter #60056 · www.consumercreditunion.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$647.3M
73th percentile
Members
31,119
56th percentile
Total loans
$478.7M
78th percentile
Total shares
$549.7M
74th percentile

Profitability

Return on assets
0.64%
29th percentile
Net interest margin
2.15%
3th percentile
Efficiency ratio
42.92%
93th percentile
Non-interest income ratio
14.72%
26th percentile

Capital & Risk

Net worth ratio
10.34%
41th percentile
Delinquency rate
0.10%
97th percentile
Net charge-off rate
0.07%
93th percentile
Loan-to-share
87.08%
68th percentile

Growth

Member growth YoY
-4.35%
12th percentile
Asset growth YoY
4.58%
45th percentile
Loan growth YoY
9.85%
80th percentile
Share growth YoY
2.78%
35th percentile

Operations

Members / branch
3,890
34th percentile
Assets / member
$20,800
79th percentile
Field of membership penetration
9.86%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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