Towpath

Fairlawn, OH · 3 · Charter #96658 · www.towpathcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$210.7M
92th percentile
Members
25,500
100th percentile
Total loans
$151.2M
95th percentile
Total shares
$186.2M
93th percentile

Profitability

Return on assets
1.45%
75th percentile
Net interest margin
4.85%
94th percentile
Efficiency ratio
70.35%
25th percentile
Non-interest income ratio
23.45%
78th percentile

Capital & Risk

Net worth ratio
11.24%
38th percentile
Delinquency rate
0.87%
41th percentile
Net charge-off rate
0.79%
16th percentile
Loan-to-share
81.21%
73th percentile

Growth

Member growth YoY
-0.45%
52th percentile
Asset growth YoY
6.21%
71th percentile
Loan growth YoY
10.12%
87th percentile
Share growth YoY
5.76%
69th percentile

Operations

Members / branch
6,375
92th percentile
Assets / member
$8,264
6th percentile
Field of membership penetration
9.21%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Towpath?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo