Metro

Springfield, MO · 2 · Charter #61840 · www.metro.coop
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$121.6M
58th percentile
Members
9,259
63th percentile
Total loans
$73.8M
61th percentile
Total shares
$105.6M
60th percentile

Profitability

Return on assets
1.53%
78th percentile
Net interest margin
4.19%
79th percentile
Efficiency ratio
55.76%
70th percentile
Non-interest income ratio
12.78%
28th percentile

Capital & Risk

Net worth ratio
12.68%
56th percentile
Delinquency rate
0.97%
35th percentile
Net charge-off rate
0.48%
36th percentile
Loan-to-share
69.83%
53th percentile

Growth

Member growth YoY
-1.49%
39th percentile
Asset growth YoY
9.06%
85th percentile
Loan growth YoY
-4.91%
18th percentile
Share growth YoY
8.64%
83th percentile

Operations

Members / branch
4,630
79th percentile
Assets / member
$13,134
39th percentile
Field of membership penetration
4.63%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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