Access

BRISTOL, PA · 2 · Charter #61101 · www.accessmycu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$67.5M
18th percentile
Members
4,125
15th percentile
Total loans
$32.2M
17th percentile
Total shares
$59.3M
21th percentile

Profitability

Return on assets
0.93%
43th percentile
Net interest margin
2.98%
17th percentile
Efficiency ratio
53.73%
76th percentile
Non-interest income ratio
15.29%
40th percentile

Capital & Risk

Net worth ratio
12.09%
48th percentile
Delinquency rate
0.04%
97th percentile
Net charge-off rate
0.36%
47th percentile
Loan-to-share
54.35%
26th percentile

Growth

Member growth YoY
-5.02%
12th percentile
Asset growth YoY
4.65%
57th percentile
Loan growth YoY
-7.59%
10th percentile
Share growth YoY
3.99%
56th percentile

Operations

Members / branch
4,125
72th percentile
Assets / member
$16,372
66th percentile
Field of membership penetration
13.75%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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