Destinations Credit Union

BALTIMORE, MD · 2 · Charter #66333 · www.destinationscu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.1M
15th percentile
Members
5,634
31th percentile
Total loans
$28.2M
12th percentile
Total shares
$55.2M
16th percentile

Profitability

Return on assets
0.65%
26th percentile
Net interest margin
3.32%
32th percentile
Efficiency ratio
74.75%
14th percentile
Non-interest income ratio
29.79%
93th percentile

Capital & Risk

Net worth ratio
13.84%
68th percentile
Delinquency rate
0.35%
76th percentile
Net charge-off rate
0.57%
27th percentile
Loan-to-share
51.08%
21th percentile

Growth

Member growth YoY
-4.35%
14th percentile
Asset growth YoY
0.87%
26th percentile
Loan growth YoY
-6.03%
14th percentile
Share growth YoY
-0.02%
23th percentile

Operations

Members / branch
2,817
43th percentile
Assets / member
$11,374
23th percentile
Field of membership penetration
11.38%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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