Sioux Valley Community

SIOUX CITY, IA · 2 · Charter #64417 · www.siouxvalleyccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.7M
92th percentile
Members
3,709
92th percentile
Total loans
$25.3M
94th percentile
Total shares
$37.0M
94th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
4.18%
58th percentile
Efficiency ratio
78.14%
27th percentile
Non-interest income ratio
17.44%
77th percentile

Capital & Risk

Net worth ratio
10.92%
22th percentile
Delinquency rate
3.27%
13th percentile
Net charge-off rate
0.61%
28th percentile
Loan-to-share
68.28%
61th percentile

Growth

Member growth YoY
3.81%
92th percentile
Asset growth YoY
6.81%
83th percentile
Loan growth YoY
9.97%
89th percentile
Share growth YoY
7.47%
86th percentile

Operations

Members / branch
927
44th percentile
Assets / member
$11,245
66th percentile
Field of membership penetration
1.35%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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