Breco

Baton Rouge, LA · 1 · Charter #24526 · www.brecofcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$50.4M
0th percentile
Members
5,422
29th percentile
Total loans
$36.0M
21th percentile
Total shares
$36.2M
0th percentile

Profitability

Return on assets
0.47%
15th percentile
Net interest margin
3.75%
55th percentile
Efficiency ratio
72.31%
20th percentile
Non-interest income ratio
20.85%
68th percentile

Capital & Risk

Net worth ratio
10.55%
29th percentile
Delinquency rate
1.46%
18th percentile
Net charge-off rate
0.66%
21th percentile
Loan-to-share
99.52%
95th percentile

Growth

Member growth YoY
1.99%
79th percentile
Asset growth YoY
-3.78%
5th percentile
Loan growth YoY
-5.86%
15th percentile
Share growth YoY
0.69%
28th percentile

Operations

Members / branch
1,807
16th percentile
Assets / member
$9,291
10th percentile
Field of membership penetration
1.31%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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