Pioneer

MOUNTAIN HOME, ID · 1 · Charter #9247 · www.pioneerfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$734.5M
82th percentile
Members
48,179
86th percentile
Total loans
$512.9M
81th percentile
Total shares
$650.5M
85th percentile

Profitability

Return on assets
0.97%
50th percentile
Net interest margin
3.05%
26th percentile
Efficiency ratio
61.75%
38th percentile
Non-interest income ratio
29.48%
92th percentile

Capital & Risk

Net worth ratio
9.82%
32th percentile
Delinquency rate
1.74%
7th percentile
Net charge-off rate
0.70%
24th percentile
Loan-to-share
78.86%
45th percentile

Growth

Member growth YoY
-2.34%
21th percentile
Asset growth YoY
3.61%
39th percentile
Loan growth YoY
0.02%
26th percentile
Share growth YoY
4.96%
54th percentile

Operations

Members / branch
3,441
24th percentile
Assets / member
$15,245
41th percentile
Field of membership penetration
4.91%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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