Sabine

Orange, TX · 1 · Charter #5866 · www.sabinefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$232.2M
96th percentile
Members
12,991
83th percentile
Total loans
$144.7M
94th percentile
Total shares
$200.2M
96th percentile

Profitability

Return on assets
0.30%
10th percentile
Net interest margin
3.34%
33th percentile
Efficiency ratio
79.25%
8th percentile
Non-interest income ratio
21.65%
71th percentile

Capital & Risk

Net worth ratio
12.35%
52th percentile
Delinquency rate
0.80%
45th percentile
Net charge-off rate
0.29%
53th percentile
Loan-to-share
72.28%
58th percentile

Growth

Member growth YoY
-2.40%
30th percentile
Asset growth YoY
1.68%
32th percentile
Loan growth YoY
-3.34%
25th percentile
Share growth YoY
0.88%
29th percentile

Operations

Members / branch
4,330
75th percentile
Assets / member
$17,874
75th percentile
Field of membership penetration
32.48%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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