Southern Baptist Church of New York

NEW YORK, NY · 1 · Charter #23177
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$77.3K
0th percentile
Members
105
2th percentile
Total loans
$38.5K
2th percentile
Total shares
$63.0K
1th percentile

Profitability

Return on assets
1.98%
90th percentile
Net interest margin
5.95%
95th percentile
Efficiency ratio
69.44%
44th percentile
Non-interest income ratio
8.37%
47th percentile

Capital & Risk

Net worth ratio
18.57%
68th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
61.12%
51th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-4.34%
18th percentile
Loan growth YoY
-14.70%
12th percentile
Share growth YoY
-8.42%
11th percentile

Operations

Members / branch
105
3th percentile
Assets / member
$736
1th percentile
Field of membership penetration
21.00%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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