Ewa

Ewa Beach, HI · 1 · Charter #1987 · www.ewafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.2M
49th percentile
Members
1,564
54th percentile
Total loans
$3.1M
32th percentile
Total shares
$10.1M
48th percentile

Profitability

Return on assets
0.06%
18th percentile
Net interest margin
3.64%
37th percentile
Efficiency ratio
95.21%
9th percentile
Non-interest income ratio
13.47%
64th percentile

Capital & Risk

Net worth ratio
23.11%
82th percentile
Delinquency rate
0.43%
60th percentile
Net charge-off rate
0.13%
58th percentile
Loan-to-share
30.94%
13th percentile

Growth

Member growth YoY
-1.51%
49th percentile
Asset growth YoY
-0.60%
38th percentile
Loan growth YoY
-6.78%
34th percentile
Share growth YoY
-1.03%
40th percentile

Operations

Members / branch
1,564
66th percentile
Assets / member
$8,444
43th percentile
Field of membership penetration
1.87%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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