First Street

DERIDDER, LA · 1 · Charter #20417 · www.1stfcu.com/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$58.2M
10th percentile
Members
3,347
8th percentile
Total loans
$29.5M
14th percentile
Total shares
$48.7M
9th percentile

Profitability

Return on assets
1.23%
63th percentile
Net interest margin
2.60%
8th percentile
Efficiency ratio
35.90%
97th percentile
Non-interest income ratio
7.93%
9th percentile

Capital & Risk

Net worth ratio
16.27%
83th percentile
Delinquency rate
0.07%
96th percentile
Net charge-off rate
0.26%
57th percentile
Loan-to-share
60.63%
37th percentile

Growth

Member growth YoY
0.69%
67th percentile
Asset growth YoY
6.98%
76th percentile
Loan growth YoY
-1.71%
32th percentile
Share growth YoY
6.60%
75th percentile

Operations

Members / branch
3,347
55th percentile
Assets / member
$17,391
73th percentile
Field of membership penetration
74.38%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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